We recognize and respect the privacy expectations of today's consumers
and the requirements of applicable federal and state privacy laws.
We believe that making you aware of how we use your non-public personal
information ("Personal Information"), and to whom it is
disclosed, will form the basis for a relationship of trust between
us and the public that we serve. This Privacy Statement provides
that explanation. We reserve the right to change this Privacy Statement
from time to time consistent with applicable privacy laws.
In the course of our business, we may collect
Personal Information about you from the following sources:
From application or other forms we receive from you or your
authorized representative.
From your transactions with, or from the services being performed
by, us, our affiliates, or others.
From our internet web sites.
From the public records maintained by governmental entities
that we either obtain directly from those entities, or from our
affiliates or others.
From consumer or other reporting agencies.
Our Policies Regarding the Protection of
the Confidentiality and Security of Your Personal Information:
We maintain physical, electronic and procedural safeguards to protect
your Personal Information from unauthorized access or intrusion.
We limit access to the Personal Information only to those employees
who need such access in connection with providing products or services
to you or for other legitimate business purposes.
Our Policies and Practices Regarding the
Sharing of Your Personal Information:
We may share your Personal Information with our affiliates, such
as insurance companies, agents, and other real estate settlement
service providers. We also may disclose your Personal Information:
to agents, brokers or representatives to provide you with services
you have requested.
to third-party contractors or service providers who provide
services or perform marketing or other functions on our behalf.
to others with whom we enter into joint marketing agreements
for products or services that we believe you may find of interest.
In addition, we will disclose your Personal Information when you
direct or give us permission, when we are required by law to do
so, or when we suspect fraudulent or criminal activities. We also
may disclose your Personal Information when otherwise permitted
by applicable privacy laws such as, for example, when disclosure
is needed to enforce our rights arising out of any agreement, transaction
or relationship with you.
One of the important responsibilities of some of our affiliated
companies is to record documents in the public domain. Such documents
may contain your Personal Information.
Right to Access Your Personal Information
and Ability to Correct Errors or Request Changes or Deletion:
Certain states afford you the right to access your Personal Information
and, under certain circumstances, to find out to whom your Personal
Information has been disclosed. Also, certain states afford you
the right to request correction, amendment or deletion of your Personal
Information. We reserve the right, where permitted by law, to charge
a reasonable fee to cover the costs incurred in responding to such
requests.
All requests must be made in writing to the following address:
Privacy Compliance Officer
Business Choice Insurance
1333 Camino Del Rio South, #304
San Diego, CA 92108
Copyright 2006 by Business Choice Insurance. All rights reserved. Privacy Policy. Use of this web site constitutes your acceptance of these terms.
