Dental plans are available to individuals and to groups. DHMO plans have
the most affordable premiums, affordable copays for care, and few limits
on the amount of care you can get each year. You have a reduced network
of providers.
PPO and indemnity plans have higher premiums, require you to share costs,
and limit the annual amount of dental expense the insurer will pay each
year. But, you get access to many more dental offices than in an HMO.
